For this piece to sit right with me I would love to inform my reader that the goal of this piece is not to give professional financial advice but to share tips on how to better manege personal finance to gain financial well being so one doesn't feel like he is trapped playing a game that's been hacked, seeds turn to tree's that bear fruits  same with properly managed money if money is rightly utilized it bears fruit for the handler.

Getting your money right is an essential part of personal finance and financial well-being. Here are five things you can do to improve your financial situation:

(1) Create a Budget (2) Pay off Debt (3)) Save and Invest (4) Educate Yourself (5)Set Financial Goals.

  1. Create a Budget: Start by creating a comprehensive budget that outlines your income and expenses. Track your spending to identify areas where you can cut back and save money. Allocate your income to different categories such as housing, transportation, food, debt repayment, savings, and entertainment. A budget helps you prioritize your spending and ensures you live within your means which is very important in a world where advertisers are always pushing enticing products and service in front of you everywhere you tun billboards, every corner of your town, digital fliers, Social media, almost everywhere you can think of being something is being advertised in today's spending without a budget would be same as falling on your sword.
  2. Pay off Debt: Debt can be a significant barrier to financial stability. Make a plan to pay off any high-interest debts, such as credit cards or personal loans, as quickly as possible. Consider using strategies like the debt snowball method (paying off the smallest debt first) or the debt avalanche method (paying off the highest interest debt first). Once you're free from high-interest debt, focus on paying down other debts and avoiding unnecessary borrowing.
  3. Save and Invest: Establish an emergency fund to cover unexpected expenses, such as medical bills or car repairs. Aim to save three to six months' worth of living expenses in a separate, easily accessible account. Additionally, start investing for the long term to grow your wealth. Consider opening a retirement account (e.g., IRA or 401(k)) and take advantage of any employer matching contributions. Explore other investment options such as index funds, stocks, or real estate, based on your risk tolerance and financial goals.
  4. Educate Yourself: Take the time to educate yourself about personal finance. Read books, follow reputable financial blogs, and listen to podcasts on money management and investment strategies. Understanding basic financial concepts like compound interest, budgeting, and asset allocation will empower you to make informed decisions and optimize your financial situation.
  5. Set Financial Goals: Clearly define your short-term and long-term financial goals. Do you want to save for a down payment on a house, start a business, or retire early? Setting specific, measurable, achievable, relevant, and time-bound (SMART) goals helps you stay focused and motivated. Break down your goals into smaller milestones and track your progress regularly. Adjust your strategies as needed to ensure you're on track to achieve your objectives.

Remember, financial success is a journey, and it requires discipline, patience, and consistent effort. By implementing these five steps, you'll be well on your way to getting your money right and improving your financial future.

It is very important to note that in today's world ones ability to earn is not enough one has to properly manage that income or is likely to end with near nothing at the end of the race, we've seen millionaires go broke because of mismanagement I will end this piece with this line "Getting your money right is simple as having a plan for your money".